SUNY Oneonta’s Making Cents Financial Literacy and Wellness Program offers engaging programming, financial coaching and a wide variety of workshops and events to help students enhance their knowledge and confidence in many areas of personal finance such as budgeting, money management, credit scores, savings and investing, loan borrowing and repayment.
Are you concerned that your finances might not last through the semester?
Or would you just like to manage your spending better?
The Making Cent$ Team has heard from many students that financial stress can be a concerning problem. This is true for our students and others across the country. Our Financial Wellness Program is offering a great opportunity for students who want to build their money management skills. If you are concerned that your finances might not last through the semester or if you’d just like to manage your spending better, check out this savvy budgeting opportunity.
The Making Cent$ financial wellness team would like to invite you to participate in an individual, student loan "checkup." As a borrower of federal student loans, we can help you navigate the transition into repayment and answer any questions you may have about your borrowing. We are offering virtual, one-on-one appointments with a Making Cent$ team member to review your loan history, interest rates, servicer set up, and discuss the repayment process. Student loan debt can cause stress and be intimidating, but we are here to guide you through the next steps after college. Please take advantage of this opportunity to meet with us briefly so we can set you up for success after graduation. We look forward to meeting with you!
Book your Student Loan Checkup today!
Do you have a Financial Topic that you would like to discuss that we currently are not covering? Schedule a miscellaneous meeting with a Making Cent$ team member and we will do our best to help out. You'll earn points towards your graduation cord and also earn LEAD credit!
Schedule a Miscellaneous Meeting today!
Let us guide you through checking your credit report with a self-guided activity: our Credit Report Check!
We will use Qualtrics to guide you through accessing and reviewing the information on your credit report (we will not ask you for personal information on your credit report, just help you look it over and see that everything is in order).
We estimate this activity to take about 30 minutes to complete.
For those who would like a Making Cent$ team member help guide them through their credit report check please schedule a Miscellaneous Meeting and put Credit Report Check in the financial topic box.
What is your "money personality?" Join the Making Cent$ team to gain a new perspective on your financial behaviors. Your money habits and attitudes influence your life and financial choices. Talking about money can be difficult, but with Money Personalities, there are no right or wrong answers. Instead, you will see both the advantages and challenges of your own money personality. The Making Cent$ team will walk you through a series of questions and provide you with a confidential "score" in various categories. Then, we will briefly share some thoughts to support you in a productive financial discussion to instigate real-life changes. We hope you will join us to gain some insight about your financial habits, making connections, and have fun! LEAD credit is available for participants!
Want to find out what your Money Personality is? Email the Making Cent$ Team at makingcents@oneonta.edu!
Are you ready to manage your money when you start your first job after college? Will you pay rent? Will you split that rent with a roommate(s)? How much will groceries and dining out cost? What about insurance? Will you be able to save? Find realistic answers to these questions and more by participating in the new “self-guided” version of Making Cent$ of Life After College.
The online version of Making Cent$ of Life After College is based on the popular in-person event typically held each fall, and will give you a realistic perspective of post-graduation finances based on your chosen career path, starting salary and anticipated geographic location. If you don’t want to wait for the in-person event or would prefer an online experience, this version is for you!
The online event consists of three-parts:
- Registration (you’ll provide some information about your plans after completing your degree and entering the workforce)
- The Self-Guided Activity (we’ll send you a personal link that will guide you through spending decisions based on a realistic starting salary and expenses) This typically takes about 30-45 minutes
- An Individual Debriefing Appointment (you’ll chat with a Making Cent$ team member who will give you some tips and answer your questions via Teams or in-person if you prefer).
Note: The self-guided portion does not have to be completed all at once. You may leave and go back to complete at your convenience.
Questions? Please reach out to us through MakingCents@oneonta.edu.
Start your Self-Guided Making Cent$ of Life After College Journey today!
By attending a Making Cent$ presentation you can learn information on a variety of topics and you will earn credit towards a graduation cord!
Look out for the Making Cent$ table throughout the semester and participate in the activities offered to earn a participation credit!
Look out for the Making Cent$ on the Move golf cart! We will be out on campus looking for students who would like to get a ride to class by answering financial questions.
Each question you answer will allow you to get closer to your destination; but be prepared, not having the answer could mean you need to walk the rest of the way!
You can get 1 credit for each Social Media Platform you follow us on.
- Instagram - makingcentsoneonta
- Facebook - SUNY Oneonta Making Cent$
- YouTube - Making Cents
In addition to our current events, The Making Cent$ Program holds signature events during the year that qualify for LEAD Credit and are popular with students.
This interactive budgeting event is held in the fall and is intended to give students a realistic perspective of post-graduation finances based on their chosen career path, starting salary and anticipated geographic location.
Making Cent$ of My Future Week is a week-long celebration of personal finance held during the spring semester. During this week the Making Cent$ program & other departments & organizations on campus will host a variety of activities. These activities are designed to help those who will be graduating soon, but all are welcome to attend.
For the Spring 2024 Semester, Making Cent$ of My Future Week will be March 25th- 29th. More details to come!
This collaborative event at the start of the academic year brings together a variety of campus programs and office representative to speak with first-year students about navigating campus resources and managing their personal finances successfully during their first year at SUNY Oneonta.
INTD 1000 Financial Decision Making is a short 1 credit course offered multiple times during the Fall Semesters.
During the course you will learn more skills to manage your money, information on saving or investing money, and more.
INTD 1000 will not be held during the Spring 2024 semester, however, it will be offered again during the Fall 2024 semester.
The focus of this class is on maximizing income through effective tax planning, minimizing income and asset losses through insurance, investing money for satisfying future goals and providing future income, planning for retirement, and protecting one's future estate.
This course is usually held during the Spring Semester each year.
During the Spring 2024 semester, FINC 2230 will be held Monday, Wednesday, Friday from 10-10:50am in Alumni Hall 108.