Student Health Insurance

Health Insurance Coverage

All students are strongly encouraged to have adequate health insurance coverage:

• Be sure to check with your current carrier to verify you are covered by your family's plan while you are out of your normal area.
• Be sure you have coverage at SUNY Oneonta and the surrounding localities such as Oneonta, Albany, Syracuse, and Binghamton for major hospitals and medical specialists.

SUNY Oneonta students (full- and part-time, graduate and undergraduate) pay a student health fee as part of their tuition. This fee is not an insurance charge but instead covers only services that are provided at the Health and Wellness Center. The student health fee covers Health and Wellness Center visits to our providers, medical supplies, health education materials, most in-house laboratory tests, and most medications dispensed at the Health and Wellness Center. Please note that if the Health and Wellness Center provider orders any outside testing or referrals this is NOT covered under the Student Health Fee. Having a health insurance plan may cover services such as laboratory and radiology tests, physical therapy, and referrals to outside healthcare providers.

Obtaining Health Insurance

Students looking to obtain new or supplement existing coverage, will be responsible for securing their own coverage through a private carrier or health insurance exchange.

For those seeking assistance with obtaining private health insurance, NY State of Health, The Official Plan Marketplace, is where New Yorkers can shop for, compare and enroll in health insurance coverage. It's the only place to get financial assistance to reduce the cost of coverage. To learn more, visit NY State of Health or call 1-855-355-5777.

If you need additional assistance with the NY State Marketplace, Health Insurance Navigators are an excellent resource. Students residing in New York can make a phone appointment with a Navigator through EASE (Enrollment Assistance Services and Education) at 1-800-872-3740. A local community Health Insurance Navigator, Michelle Colson, is available through Bassett Healthcare and can be reached at 607-437-3019. Our Office of Student Care is also a resource, 324 Netzer Administration Building, 607-436-2580.

International Students

All international students on F-1 student visas (exchange, visiting, and degree-seeking students) will be automatically enrolled in the United Healthcare (UHC) health insurance plan.